SBA Loans: An Affordable Financing Solution for Small Businesses of All Kinds

When your small business is in need of financing, a good place to start your loan search is at a financial institution that has the approval of the Small Business Administration. These lenders may be able to offer you an affordable loan with an efficient application process because the funds are guaranteed by the SBA. At America Capital Solutions, we are considered a preferred financial services company and are eager to match entrepreneurs like you with the optimal financial solutions.

How Do SBA Loans Work?

Our team at America Capital Solutions offers two main categories of small business loans. The first applies to businesspeople looking to purchase a company that already exists. Existing business acquistion loans have numerous beneficial features:

• LTV of up to 80%
• No prepayment penalties
• Full amortization
• Rapid prequalification
• Terms of 15 years

Alternatively, we offer 7a and 504 loans for more general financial needs. These loans are similar to existing business acquisition loans in that they provide full amortization and no prepayment penalties. Additionally, 7a and 504 loans can be used to borrow up to $5 million at 90% LTV. Take advantage of our 25-year terms and competitive variable or fixed interest rates.

What Can They Be Used For?

Small business loans are very versatile. Use your funds to renovate your current shop, build a new one, or refinance older debts. We are able to partner with companies of various industries:

• Hospitality
• Car sales and repairs
• Healthcare
• Childcare

Can You Finance Your Equipment?

Another smart way to use a small business loan is to purchase or lease the gear you need from day to day. These devices may include everything from heavy machinery to printers to trucking tools. This allows you to keep your equipment up to date and in good condition.

Could your business venture use some extra working capital? Call America Capital Solutions today to get more information about our financing solutions for small businesses or to start your application.