Stated Income Commercial Real Estate
Build a Better Company With Flexible Financing
The business industry is competitive, and if you want your company to be successful, you need to secure flexible financing. A stated income commercial real estate loan is an alternative avenue of financing that can be used in any way to enrich your business. America Capital Solutions offers this type of financing to businesses of all sizes to help them thrive.
What Is a Stated Income Loan?
Stated income commercial real estate loans are usually approved more quickly than other types of financing because they do not require much paperwork or documentation. They are also easier to qualify for because they do not use credit history to determine eligibility. Even if your business has a poor or limited credit history, it qualifies for a stated income loan if it has property with a value greater than the cost of its expenses. This makes stated income loans ideal for new businesses or those that are struggling financially.
What Are the Benefits of a Stated Income Loan?
The money from a stated income loan can be used in any way to improve your business. Whether you need to buy equipment, stock inventory or consolidate debt, the money from a stated income loan allows you to do so. When you secure this avenue of financing from
- Loan amounts up to $500,000
- 25-year terms with fixed rates
- 65% LTV for commercial properties
- 70% LTV for investment and owner-occupied properties
- 75% LTV for mixed-use properties
- W-2 and self-employment documentation
- Freedom to spend the funds you receive in any way you deem fit
Get Started Today
A stated income loan is a great investment for many businesses. If you think this financial solution is right for you, contact America Capital Solutions today to discuss your needs and let us customize a loan solution that will meet them.